Smart budgeting
Track and plan every dollar — from financial aid to side gigs — before it's gone.
Built for students. A brighter tomorrow.
Less money stress. More you.
Budget Buddy helps students build better money habits with Skippy — your AI financial coach. No bank linking, no judgment, just real support built for student life.
No bank linking
Shame-free support
Built for student life
Real tools for real student life
Everything you need
to feel confident with money.
AI coaching
Get personalized guidance from Skippy — ask anything about money, no judgment.
Built for irregular income
Financial aid, part-time work, family support — no assumption that you have a salary.
Goal setting
Save for what matters most — with progress tracking that actually feels motivating.
Learn as you go
Bite-sized lessons on real money topics — for life skills, not just test scores.
The numbers
Today's students are under
real financial pressure.
54%
would struggle to access $500 in cash or credit for an emergency expense
65%
had run out of money at least once since the start of the year
54%
experienced at least one form of basic needs insecurity
Trellis Strategies, Student Financial Wellness Survey, Fall 2025 — 65,816 undergraduates at 153 institutions across 23 states.
Step 1 of 5
See where you stand
Your income, spending, and savings — all in one place, updated every time you log an expense.
Step 2 of 5
Plan your budget
Set budgets for every category that matters to you — built for financial aid, gigs, and everything in between.
Step 3 of 5
Log your spending
Tap a category, enter the amount, and you’re done. Skippy tracks it all so nothing falls through the cracks.
Step 4 of 5
Chat with Skippy
Your AI financial coach — no judgment. Ask anything from rent math to loan tips and get a real answer.
Step 5 of 5
Watch it grow
Build savings streaks, earn badges, and turn good habits into a healthier financial future.
Meet Skippy
Your friendly, judgment-free AI financial coach.
Skippy helps students understand their money and build better habits — without shame, lectures, or jargon.
I have $300 left until payday. How much can I safely spend this week?
With $300 for the week, I'd aim to keep daily spending under $40 — that leaves a $20 buffer for anything unexpected. Want me to check how your food and transport budgets are tracking right now?
Friendly
No judgment
Built for students
For universities
A healthier, more financially confident student community.
Free for students
$0 to every student on your campus — fully covered by the institutional license.
$3–5 per student per year
The most cost-effective financial wellness investment available to your institution.
Private by design
Institutions receive anonymized cohort progress — engagement and completion rates. Never individual student records.
Recognition
Recognized for building something that matters.
SBAF Development Award
Washburn University School of Business
CIC Innovation Challenge
Semifinalist
The founder
Built from real experience.
Built by a first-generation college student who couldn't find a budgeting app that worked for student life — so he made one.
Luiz Breda · Founder, Budget Buddy · Washburn University
